Retirement & Estate Planning

Whole life financial strategies for individuals should be designed to have the most impact during the retirement years of a client. They also need to plan accordingly for the transition of wealth between generations.

Roy Lévesque & Associates develops retirement strategies that anticipates a full and rigorous retirement, while also being flexible to accommodate the constantly evolving situation of decades long plans.

Working closely with our legal advisors, RL&A also incorporates elements into retirement strategies to ensure that transferring assets from one generation to another reduces, or completely avoids, any taxes payable upon death. 

Specific areas of expertise include: 

• Demystifying the basic principles of estate planning

• Establishing an estate succession plan

• Establishing a transition plan for a business

• Mitigating or avoiding taxes associated with estate transition

• RRSP strategies

• TFSA strategies